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Journal of Zhejiang University SCIENCE A 2002 Vol.3 No.3 P.305-310

http://doi.org/10.1631/jzus.2002.0305


Empirical research on the SMEs' credit-guarantee in China


Author(s):  JIA Sheng-hua, CHEN Hong-hui

Affiliation(s):  School of Management, Zhejiang University, Hangzhou 310027, China

Corresponding email(s): 

Key Words:  SMEs, Credit-guarantee, Reform of financing system


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JIA Sheng-hua, CHEN Hong-hui. Empirical research on the SMEs' credit-guarantee in China[J]. Journal of Zhejiang University Science A, 2002, 3(3): 305-310.

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Abstract: 
After the authors' thorough study of the experiments of other countries and regions, it is posed that credit-guarantee is the key for solving the problem of the difficulties of SMEs' financing. Based on two surveys and interviews with 57 SMEs and some commercial banks' staff, this study on the practice and implement action of SMEs' credit-guarantee revealed some problems existing in the practical process. A series of policy suggestions are given for improving the SMEs' credit-guarantee in China.

Darkslateblue:Affiliate; Royal Blue:Author; Turquoise:Article

Reference

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[10] Pissarides, Francesca, 1999. Is lack of funds the main obstacle to growth EBRD's experience with small and medium-sized businesses in central and eastern Europe. Journal of Business Venturing, 14:519-539.

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